Don't just dream about the artisanal, small-batch, locally-sourced bicycle that will change your life. Buy it on credit, because who needs financial stability?
At first, you'll think it's the best decision ever. You'll be the envy of all your friends as you ride around town on your new, handmade steed.
But soon, the bills will start to pile up, and you'll realize you've traded your freedom for a fancy bicycle and a side hustle as a professional bicycle repairman.