Here are some expert tips on how to do it wrong:
Spending an hour agonizing over whether to have cereal or toast? That's not indecisive, that's just good planning!
Why fix what ain't broke? If it's still working, it's still working, right?
Because who needs to focus on what's really important? Like watching cat videos all day!
Because what's a little financial stress, right? It's just a number... and a few more numbers...