Problem 1: Can't Afford a Real Doctor
Use a friend who claims to be a doctor on the internet. They'll prescribe you a placebo, and you'll be fine.
Problem 2: Can't Afford a Real Lawyer
Just use a 3rd-grade level lawyer app on your phone. It's like having a lawyer, but without the lawyer fees.
Problem 3: Can't Afford a Real Gym Membership
Just do burpees in your living room. It's like having a gym membership, but without the membership fees, and with a higher risk of injury.