Late Fees: The Interest Accumulation Mandate

Warning: You have been flagged for excessive borrowing. Interest has begun to accumulate at an alarming rate.

As of today, your account now bears the weight of:

Principal: $1,000,000,000 (plus 10% interest)

Interest Rate: 500% per annum (it's a special rate)

Accrued Interest: $500,000,000 (and counting)

You may be subject to further penalties, including but not limited to:

We cannot stress this enough: Foreclosure is a real possibility.

You can attempt to negotiate the terms of your debt, but we cannot make any promises.

Or, you know what? Hack our system and see if you can find any backdoors.