Chapter 5: Credit Card Ninjutsu
In the ancient art of Credit Card Ninjutsu, the master must be willing to walk the fine line between fiscal responsibility and utter financial ruin. The key is not to live in fear of debt, but to dance with it like a spectral ninja, striking fear into the hearts of creditors.
Techniques of the Craft
- Master the art of minimum payments.
- Use the 'bills-as-a-loan' method to your advantage.
- Learn to love the feeling of a single, solitary credit card statement.
Subpage 1: The 30-Day Rule
A true Credit Card Ninjutsu master knows that the key to eternal recession is the 30-day rule: wait 30 days between each credit card payment, allowing the interest to compound and the debt to bloom like a beautiful financial flower.
Subpage 2: The Lost Art of Late FeesSubpage 2: The Lost Art of Late Fees
In the forgotten art of late fees, the master of Credit Card Ninjutsu knows that the best way to truly experience the thrill of debt is to let the fees pile up like autumn leaves on a windless day.
Subpage 3: The Joy of Negative InterestSubpage 3: The Joy of Negative Interest
The final step in the journey to true Credit Card Ninjutsu mastery is the art of negative interest: paying off the principal while still owing more. Ah, the sweet taste of debt, like a fine wine aged to perfection.
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