Why Not to Panic: The Ultimate Guide to Borrowing with Utter Desperation

Chapter 1: The Agony of Austerity

It's that time of the month again, when your wallet is crying itself to tears, and you can't even afford a decent avocado. But fear not, dear reader! For today, we shall discuss the art of borrowing with desperation.

• Why Borrowing is the New Black (and White, and Gray, and...)
• Credit Cards Are the New Love Letters: A Guide to Romance
• When to Borrow Money from Your Parents: A Guide for the Utterly Desperate