Article 1: Definition of Procrastination Insurance

Procrastination Insurance is a type of insurance that pays out in the event that you successfully avoid doing a task.

Article 2: Coverage and Exclusions

Prophets Procrastination Insurance covers all tasks, big and small, except for those listed in the exclusions below.

Article 3: Limitations and Exemptions

Prophets Procrastination Insurance is not responsible for any damages or losses caused by your own procrastination.

You are exempt from the terms and conditions of this policy if you are a functioning member of society.

You are also exempt if you are a functioning member of society who has not had their morning coffee.

Article 4: Cancellation and Refund

Prophets Procrastination Insurance can be cancelled at any time by the policy holder, or by the insurance company for any reason whatsoever.

Refunds will be issued in the form of a participation trophy and a pat on the back.