Debt Consolidation: Because Your Bank Account is a Black Hole

Warning: Entering Debt Hell may cause spontaneous combustion, marital problems, and/or spontaneous combustion. Prolonged exposure may lead to permanent damage.

Step 1: Gather Your Debt Like a Hoarder

Round up all your bills, loans, and credit cards. Don't worry about the mess; it's just a minor detail.

Step 2: Choose Your Escape Plan
Step 3: Bury Your Head in the Sand

Disclaimer: Debt Hell not responsible for actual debt relief. Side effects of Debt Hell may include: Loss of dignity, loss of friends, loss of sanity.