Step 5: The Agony of Adulting

Now that you've managed to scrape together enough cash to afford a used toaster, it's time to confront the crushing reality of adulthood.

Here are the harsh truths you'll face:

• Your student loans will haunt you for the rest of your life.
• Your favorite video games will always be cheaper on a console you don't own.
• You'll never be able to afford the rent, but you'll still pay it anyway.

For more soul-crushing advice, visit Step 6: The Agony of Mortality or Financial Nightmares: A Primer.