Insurance Policies

Section 2

Item 1: "I'm Not a Morning Person" Policy

This policy covers the costs associated with being a night owl. It starts at 3 AM on Friday nights and lasts until 10 AM on Sunday mornings.

Benefits include:

Cost: $1000/year

Eligibility: Must be a self-proclaimed night owl or have a documented history of sleepwalking into the fridge at 3 AM.

Related Policies: