Balance Sheet Cheat Sheet

A comprehensive guide to not being broke, but still being a mess.

Step 1: Track Your Expenses

Get a handle on where your money is going. Literally.

  1. Write down every transaction, no matter how small.
  2. Use a fancy spreadsheet program like Google Sheets or Microsoft Excel.
  3. Try not to get too depressed.

Step 2: Create a Budget

Decide on a budget that you won't stick to.

  1. Set realistic financial goals (HA!)
  2. Allocate funds for entertainment (read: Netflix and pizza)
  3. Don't forget to leave some room for unexpected expenses (i.e., car repairs)

Step 3: Monitor Your Credit Score

Because who doesn't love being judged by a number?

  1. Check your credit report for errors (good luck with that)
  2. Pay your bills on time (HA!)
  3. Celebrate when it goes up!