In a world where punctuality is paramount, there existed a loan so late, so egregious, so utterly bereft of timeliness that it brought an entire village to their knees.

This loan, known only as "The Exception," was late by a mere 37.5 minutes. A delay that seemed insignificant at first, but soon grew to be the stuff of whispered conversations in the village square.

Its effects were multifaceted, like the petals of a particularly prickly flower:

• Local businesses were forced to close early, due to the loan's tardy arrival.
• The village elder was forced to take out a loan to cover the village's outstanding debt.
• The village's collective blood pressure increased by an alarming 37.5%.

In the end, the village learned a valuable lesson: punctuality is not just a virtue, it's a loan-ential.

For more information on the consequences of late loans, visit:

Consequences of Late Loans

Loan Repayment Tactics for the Timid and Timely