Insurance Policies: because you never know when your couch will catch fire.
Fire Insurance
- File a claim (because your couch is on fire)
- Funeral benefits (because your couch was a family heirloom)
Space Insurance
- Spaceship damage (because you drove your space vessel into a black hole)
Alien Insurance
- Reimbursement for alien invasions (because those little green men are just too good at stealing our snacks)