Chapter 3: Credit Score Sabotage

By now, you're probably convinced that your credit score is the only thing standing between you and financial freedom. Well, let us tell you: it's not. In this chapter, we'll explore the art of credit score sabotage.

Why bother with a good credit score when you can intentionally tank it? Think of it as a digital version of a bad haircut - it's a bold statement, and it'll definitely get people talking.

Step 1: Open Multiple Credit Accounts in a Single Day

Apply for a new credit card, a personal loan, and a car loan all on the same day. Watch as your credit score takes a nosedive like a poorly maintained trapezoid.

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Step 2: Max Out Your Credit Cards

Buy a few hundred dollars worth of cat food, a 4K TV, and a year's worth of subscription services. Your creditors will thank you... not.

See the Math

Step 3: Miss Payments Like They're Nobody's Business

Who needs a budget when you can just ignore your bills? Watch as your credit score becomes a distant memory, like your ex's phone number.

Don't Do That