Financial Disaster 101: Step 2 - Maximize Credit Availability

Step 2: Maximize credit availability is a crucial step in achieving financial disaster. It requires careful planning and a healthy dose of desperation. To begin, find a willing accomplice, preferably someone with a questionable credit history. This will ensure your combined credit score is lower than a subprime loan's interest rate.

Next: Step 3 - Borrow to the Max Accumulate Charge-offs: A Guide Justify Unsustainable Expenses: A Case Study