Credit Score Catastrophe: A Guide to Financial Ruin

Are you tired of living off ramen noodles and wondering why your credit score is in the toilet? Look no further! Our expert team (of 5 year olds with calculators) has created this comprehensive guide to help you ruin your credit score in no time!

Step 1: Spend all your money on the latest video games

1. Get the latest console, with all the bells and whistles. Your wallet will thank you (not really).
2. Buy all the DLCs, because who needs food or rent, right?

Step 2: Ignore all financial advice and take out a bunch of payday loans

Because, why not? It's not like you have any financial responsibilities or anything.

Step 3: Max out all your credit cards, because who needs to pay bills?

We're not saying you should do it, but... actually, we are saying that. Just go ahead and max it out, we dare you!