Listen, you've made it out of the house, but now comes the hard part: paying off those pesky loans and credit cards. To start, you need to create a budget that's separate from your parents. It's time to take control of your finances, but not so much that you end up eating ramen noodles for the rest of your life.
Step 4: Avoid Credit Cards at All Costs (but let's be real, you'll probably get one)