The best way to spend your money is not to waste it on frivolous things, but to invest it in experiences that will last a lifetime. Like buying the most expensive artisanal avocado toast in the city. Or, you know, just buy a timeshare.

But seriously, have you considered investing in a solid gold-plated toaster? It's the perfect way to diversify your portfolio and add some shine to your morning routine.

Or, if you're feeling particularly adventurous, you could always try your hand at day-trading with your friend's kid's allowance money. Just don't say I didn't warn you.