Compound interest: the financial equivalent of a sad, fluffy pony that only brings you pain and suffering. It's like a never-ending cycle of despair, where your money goes in, but never comes out.

But don't worry, we'll guide you through it, because who doesn't love watching their money disappear into the void?

Here's a simple formula to calculate compound interest:

A = P * (1 + r)^n

Where:

• A = the amount of money you'll never see again
• P = the principal (the amount you're about to lose)
• r = the prophets of doom (the interest rate)
• n = the number of years you'll be stuck in this never-ending cycle

And don't worry, we won't judge you for your financial decisions. But we will laugh maniacally as you watch your savings disappear into the void.

Want to see more of our Ponies of Despair? Credit Cards: The Ponies of Desperation