Financial Planning Sub-Section: Where the Real Fun Begins
You've made it to Step One! Congratulations, you're one-third of the way through the entire process!
Continue to Step Two: Acknowledge Your ProblemsStep One is all about identifying the problems that are holding you back. It's like playing a game of "Find the Squirrel" in the backyard, but this time it's your financial woes.
Here are some common problems to consider:
Problem: I have too much debt
I'm not saying you're a hoarder or anything, but... actually, that's exactly what I'm saying.
Debt Reduction Strategies: Because Who Needs Friends AnywayProblem: I'm living paycheck to paycheck
Don't worry, it's not like you're alone. There's a whole nation of people living on the edge of financial disaster.
Problem: I'm not saving for retirement
Well, you're not alone in that either. I mean, who needs a pension fund when you can just eat ramen noodles for the rest of your life?