Step 2: The Great Debt Spiral

You're off to a great start! In Step 1, we calculated your debt-to-income ratio. Now it's time to face the music. Literally.

Download our free, award-winning debt spiral calculator to visualize your downward financial spiral:

Get the Debt Spiral Calculator

Or, if you're feeling adventurous, try our interactive debt-themed game, "Debt: The Musical":

Debt: The Musical

Next Steps:

• Step 3: The Envelope of Desperation
• Step 4: The Financial Fire Sale