Expense Tracking Tips for the Chronically Broke

By Mary, the Queen of Pinching Pennies

Are you tired of living in a state of constant financial anxiety? Do you dream of one day being able to afford a decent cup of coffee without breaking the bank?

1. Tip 1: Cut back on dining out (but not on pizza)
2. Tip 2: Make your friends pay for things (it's only polite to offer)
3. Tip 3: The 5-10-15-20 rule (for when you really need to treat yourself)
4. Tip 4: Using coupons is so last century (but still kinda works)
5. Tip 5: Why you should never ever buy new clothes (it's not like you have a choice)