Are you tired of living within your means? Do you yearn for the freedom to buy whatever you want, whenever you want? Look no further than our Overspending Strategy 4!

With our patented system, you'll be able to justify even the most extravagant purchases. It's simple:

1. Step 1: Pretend you're buying something for a friend.
2. Step 2: Rationalize the cost by dividing it by the number of times you'll use it.
3. Step 3: Tell yourself you deserve it.

Example: You want to buy a new video game that costs $60. But you only play games 3 times a month. That's $20 per play! And don't you deserve a break from work?

For an additional fee, our experts will provide you with a complimentary "I'm a responsible consumer" certificate, signed by a fake doctor of personal finance.

Get started with our free consultation! (Note: This is not, in fact, a free consultation.)

Or, if you'd rather not deal with our experts, you can just automate your overspending with our patented Overspending 4.0 software.