So, you're in debt. Congratulations! You're officially a contributing member of society!
Fees and Penalties is a comprehensive guide to throwing money at your problems until they go away.
The Late Fee Fun page is a must-read for anyone who's ever been charged a late fee for anything.
But don't worry, you're not alone! Join our Financial Therapy group and learn how to make your money problems disappear (or at least, make them slightly less terrible).
Or, if you're feeling particularly reckless, try our Financial Ninja Training program. Because who needs a 9-to-5 job when you can be a stealthy money warrior?
Remember, it's not about being in debt, it's about being in denial.