Zero-Based Budgeting for the Utterly Broke

A Plan So Simple, It's Almost Daring

Welcome, friend! Are you tired of living paycheck to paycheck, wondering where all your money went, and praying for a miracle rescue by a wealthy relative? Well, we've got just the thing: the Zero-Based Budgeting Plan.

With our patented system of subtracting money from your life, you'll be living on nothing in no time!

But wait, there's more! Our Zero-Based Emergency Fund will ensure you have enough cash to buy ramen noodles for the next 3 days.

Don't wait any longer, friend! Start your journey to financial ruin today!

Rules | Emergency Fund Explained | Credit Score? Who Needs That?