Advanced Spends Plan for the Thrifty

By now you should know the basics of Zero-Based Budgeting, but this plan takes it to the next level.

Step 1: Categorize, Categorize, Categorize

Break your expenses into categories like food, entertainment, and catnip for your cat.

View Categories

Step 2: Assign Budgets

Set a budget for each category, taking into account your income and financial goals.

View Budget Assignments

Step 3: Track and Adjust

Keep track of your spends and adjust your budgets as needed to stay on track.

View Tracking and Adjustment Tools

Remember, Zero-Based Budgeting is all about living below your means, unless you have a means of getting rich, then do that.