Zero debt fees are like zero gravity - they're a myth, but we like to pretend otherwise. In reality, they're just a clever way for banks to make you feel good about paying more.
Think about it: you sign up for a credit card with a "zero debt fee" offer. Sounds amazing, right? You get to spend money without paying interest or fees. But then, you realize that "zero debt fee" is just a fancy way of saying "we'll charge you for everything else, but hey, at least you don't get charged interest, right?"
It's like the old saying goes: "If it seems too good to be true, it probably is."
Want to learn more about the dark arts of credit score manipulation? Read this.
Need some tips on how to actually pay off your real debt? Try here.