Step 2: Calculating your existential dread

Calculating your total debt, student loan payments, and impending doom.

Continue to Step 3: Budgeting for your eventual bankruptcy

As you sit here, surrounded by the remnants of your 401K, you realize that your financial future is but a fleeting dream.

You have:

Now, take a deep breath and calculate your total existential dread.

It's time to face the music, friend. Your wallet is crying. Your future is uncertain. But, hey, at least you can afford a decent meme subscription.

Continue to Step 3: Budgeting for your eventual financial collapse