Underpaying: The Art of Not Paying

Are you tired of paying your bills on time? Do you dream of being a slave to your creditors? Look no further than the art of underpaying!

From paying 10 cents on the dollar to sending in IOU notes written on cocktail napkins, we've got you covered.

But wait, there's more! Check out our Bankruptcy Adventures page for stories of people who took underpaying to the next level.

Or, if you're feeling adventurous, try your hand at Underpaying Games!