It's not just you, it's a condition. A condition known as "Dissonant Sleep Disorder".
Apparently, your brain's internal monologue has become a never-ending loop of:
What is Dissonant Sleep Disorder?
Don't worry, we've got a support group for that. Join Now
Or, if you're feeling adventurous, try our Sleep Over Exercise to see if you can reboot your brain.
Disclaimer: We're not doctors. But we're pretty sure we're not.