Frozen Toes, No Coverage, No Problem!
Case #42: The Toenail Frostbite
Claimant: Larry P. Socks
Policyholder: Socksy McSockface
Date of Incident: January 3rd, 2023
Location: The Socks' Frozen Toes Landscap
Description: Claimant Larry P. Socks, while attempting to ice skate, suffered severe frostbite to his left big toe. He claims it's a pre-existing condition, but we're not so sure.
Medical Records:
| Toe | Condition | Treatment |
| Left Big Toe | Frostbite | Toe socks, hot water, lots of cursing |
Claim Amount: $100,000.00 (we may or may not pay that)
Status: PENDING
Next Steps:
- Wait 6-8 weeks for our lawyers to finish their coffee break
- We may or may not send you a settlement check in 3-5 years
- We'll probably just send you a strongly-worded letter saying we're not paying you anything