A: Because all the good spaceships have already been bought by rich aliens.
Find out more about affordable spaceship rentals
Or maybe it's because the space government is secretly funding space- McMansions for all the rich space-oligarchs.
You can't even afford to pay for the fuel to get to the moon, let alone pay rent.
Explore the concept of moon land trusts as a solution
But don't worry, we're working on it. After all, who needs a functioning society when you can have a zero-G housing crisis?