The Insurer of the Damned

Where the risks are high, and so are the premiums.

Beware, traveler, for our rates are as unpredictable as the roads you'll be driving on.

We offer coverage for:

Get a quote for our Bad Luck Coverage Learn how to manage your risk (or don't) Special coverage for the differently gifted

Disclaimer: Our policies are as changeable as the weather.

Side effects may include but are not limited to: bankruptcy, financial ruin, and spontaneous combustion.

Don't say we didn't warn you.