Step 2: Triage the Trauma
At this point, your credit score is a ticking time bomb. It's time to triage the trauma and identify the underlying causes of its impending doom.
- Is your credit utilization ratio too high? It's like trying to hold up a dam with a leaky faucet.
- Are you late on payments? It's like being a few minutes late to a hostage situation.
- Do you have a bunch of collection notices on your report? It's like being a human pinata in a room full of creditors.
We'll help you triage these issues and develop a treatment plan to stabilize your credit score. But be warned: the road to recovery will be long and arduous.
Next: Suture the Score