Step 3: Removing Unnecessary Debts

In our previous step, we removed any duplicate debts that were holding you back. Now, it's time to get rid of any debts that are just, well, unnecessary. Like that one subscription to "Bingo for Beginners" that you signed up for in 2018.

Continue to Step 4: Negotiating with Creditors, or Take a credit counseling session with Dr. Bubbles, our friendly credit expert