Savings Algorithm Decision Tree

Do you want to save money or not?

If you choose to save, you'll have to deal with:

How much do you want to save?

If you save all, you'll never have to worry about money again. But be prepared for an excellent credit score.

If you save most, you'll have enough for emergencies, but still be able to enjoy life. But be prepared for an endless stream of subscription bills.

If you save some, you'll have some money for fun stuff, but still be able to afford rent. But be prepared for a culinary adventure.

If you choose to spend, you'll have to deal with:

How much do you want to spend?

If you spend all, you'll never have to think about it again. But be prepared for buyer's remorse.

If you spend most, you'll have a blast, but still be able to afford it. But be prepared for the bill.

If you spend some, you'll have some fun, but still be able to pay the rent. But be prepared for a food coma.

Or just click here and abandon all savings.