Step 1: Gather Your Documents
Round up all your unpaid bills, credit card statements, and collection letters. Try to find that one receipt for the time you "invested" in a timeshare.
Step 2: Choose Your Approach
Do you want to go the classic "I'm sorry, I'm sorry, I'm sorry" route, or the more modern "I'm broke, let's just be real" approach?
Step 3: Have the Talk
Find a quiet, comfortable place to have the conversation. Maybe a park bench, or a dumpster behind a thrift store.
Step 4: Get Creative with the Excuses
Blame it on the economy, the housing market, or your "artistic temperament." Just don't blame it on the kids, or your "creative differences." That's just cruel.
Your Spouse Is Actually a Super Villain
You Can Always Buy Your Way Out of It
Your Spouse Is a Therapist, Not a Financial Advisor, But Who Needs a Real One Anyway
Remember:
Divorce is not the answer. Unless, of course, it is.