Underpaying 101

Are you tired of paying your bills on time?

We thought so.

Welcome to the Underpaying subreddit, where the art of paying late is celebrated.

Understandingsubpage: Because, let's be real, you're not going to pay us now Understandingsubpage 2: Because the interest isn't due until tomorrow Underpayingadvice: Because you clearly need it

Here are some underpaying tips:

Send a letter explaining that your check bounced
Claim you never received it (you're not a liar)
Offer to pay in Bitcoin, but only if they accept it

Don't forget to check your email for notifications from your creditors!